[Mobile phone arrears for more than 3 months or credit reporting, Jiangxi Telecom users will be the first to experience] Today (October 10), China Telecom Jiangxi Province arrears information will be connected to the personal credit reporting system, starting in November 2020 carried out. The customer service of Jiangxi Telecom also clearly responded that if the user has not paid off the arrears of the telecommunications products used for more than 3 months, or enjoys the mobile phone, telephone bills, there is an agreement on the network but the contract is not fulfilled, the relevant information may be changed. Was connected to the credit investigation.
If it is only for the current month of arrears and arrears for one to two months, as long as the arrears are paid in time, they will not be connected to the credit investigation. If there are bad credit records, personal loans, employment, and transportation may all be affected. Zhejiang Telecom customer service told reporters that mobile phone numbers should be standardized and cancelled.
However, judging from the current national situation, China Telecom's provincial branches are not consistent in handling user arrears. The customer service of Shanghai Telecom told reporters that as long as the arrears are paid in full, if they are not paid for a long time, they will become a graylist user of the arrears, and they did not indicate that the arrears must be reported to the credit investigation.
Chen Jianing, a senior researcher at the Suning Institute of Finance, told reporters that the new version of the second-generation personal credit investigation has reserved corresponding data fields for payment information such as water, electricity, and telecommunications. The central bank system communicates with relevant departments such as electricity and communications to access relevant data. One-step work.